Auto, Motorcycles & RVs

Scarr Insurance Group represents multiple carriers to find the best value, price, and coverage that is right for you and your Car, Truck, SUV, Motorcycle, Motorbike, or RV.

Below are brief explanations of some of the things that your auto insurance policy may offer, however, we recommend that you contact us for a quote and detailed review of your policy.

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auto-insurance-florida

Bodily Injury Liability Insurance

Provides coverage if you cause injury or death to someone else.

Property Damage Liability Insurance

Provides coverage if you cause damage to another person’s vehicle or property.

Personal Injury Protection (PIP) Insurance

Florida’s “no-fault” law requires $ 10,000 coverage minimum, which may apply to medical expense, loss of wages and death benefit, in case of an accident involving your automobile, regardless of who caused the accident. This also protects you as a pedestrian as well. The standard coverage provides 80% of your medical expenses and 60% of your lost wages.

Uninsured Motorist Coverage

If you or a passenger is injured in an accident, this coverage will pay for medical bills and related injuries, if the driver who hit you is not insured for Bodily Injury Liability.

Underinsured Motorist Coverage

If you or a passenger is injured in an accident, this coverage will pay for medical bills and related injuries, if the driver who hit you does not have sufficient Bodily Injury Liability Coverage.

Comprehensive

Provides insurance coverage for damages to your vehicle that was caused by something other than collision including theft, vandalism, impact with birds or animals, explosion, fire, flood, windstorm and glass breakage. A broad range of deductibles can be selected for this coverage, the higher the deductible, the lower the premium. This coverage is not required by law but is generally required by your lender if you have an outstanding loan on the vehicle.

Collision

Provides insurance coverage for damage to your vehicle caused by collision with another vehicle or object. A broad range of deductibles can be selected for this coverage, the higher the deductible, the lower the premium. This coverage is not required by law but is generally required by your lender if you have an outstanding loan on the vehicle.

Contact us to find the best Auto and RV Insurance in Florida.

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