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Directors & Officers (D&O) Liability protects the volunteer members against errors and omissions while fulfilling their duties as a board or committee member. Don’t dare serve without it! Board and committee members can be held personally liable for decisions made … Continue reading
The minimum premium no payroll workers comp policy protects the association from (3) types of work related injuries from: The unintended use of uninsured contractors** Contractors who have elected to waive coverage from the workers compensation act (Contractor must provide … Continue reading
On December 6, 2011 proposed revisions to Rule 69O-170.0155, Florida Administrative Code, were approved for adoption by the Financial Services Commission. The rule incorporated and adopted revisions to the “Uniform Mitigation Verification Inspection Form” (OIR-B1-1802) commonly known as a Wind … Continue reading
Don’t Serve On The Board Without It ! Update: This post has been updated! Please see the updated post here. Broad Form Directors & Officers liability protection provides the following coverages: Entity coverage, as well as coverage for past, … Continue reading
With an upcoming legislative session beginning in January 2012 and new members on the Citizens Board of Governors, Citizens has made some upcoming changes that will affect current and new policyholders: -Mandatory policyholder notices regarding the potential surcharges and assessments … Continue reading
Workers Compensation Program for Community Associations: Every association needs this important protection, especially if there are NO employees. This minimum premium ($562), no payroll policy povides three HUGE benefits. Statutory workers comp benefits for all association volunteers. Protection from uninsured … Continue reading
Fidelity bonding and crime insurance are the only specific coverage for condominiums required by Florida Statutes 718. For the purposes of this article the statute states, “The association shall obtain and manage adequate insurance or fidelity bonding of all persons … Continue reading
Scarr Insurance Group is an independent agency that has been serving the community since 1984 with a passionate commitment to the highest ethical and professional standards. As an independent insurance agency we serve YOU first. We actively market and sell … Continue reading
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