Boat & Watercraft


Whether you captain a party pontoon, bass boat, waverunner or luxury yacht, Florida boat insurance & watercraft insurance protects you from stem to stern. A homeowner’s endorsement will NOT provide the following comprehensive coverages needed in today’s boating and yachting world:

Medical Payments
Pays for covered medical or funeral expenses for bodily injury caused by an accident involving your boat or personal watercraft.

Uninsured/Underinsured Boaters
This insurance coverage protects against bodily injury to you or other watercraft occupants due to an accident caused by an uninsured, underinsured or unidentified boater.

Physical Damage
This pays to repair or replace your boat after a covered loss, usually on a replacement cost settlement basis.

Liability to Others and the Environment
Liability insurance provides “third party” coverage for bodily injury and property damage as the result of an accident involving your b oat or watercraft.

Rental Reimbursement
Reimbursement for your covered expenses incurred while renting a substitute watercraft when your boat sustains a covered loss.

Fishing Equipment
Protection for covered rods, reels, lures, tackle boxes, electronic gear and any equipment used for recreational fishing.

Personal Effects
This endorsement covers personal property, including cameras, cell phones, water sports equipment, boat lifts and hoists.

Wreckage Removal, On Water Towing and Roadside Assistance are also available insurance coverages.

Contact us today to ensure your favorite boats & watercrafts are protected with the proper insurance coverage!


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