Florida Business Property Insurance

Also known as Commercial Property Insurance, Florida Business Property Insurance covers everything related to the loss and damage of company property due to a wide-variety of events such as fire, smoke, wind and hail storms, civil disobedience and vandalism. The definition of “property” is broad, and includes lost income, business interruption, buildings, computers, company papers and money. Business Personal Property consists of furniture; fixtures, machinery, and equipment not permanently installed; inventory; or any other personal property owned by and used in your business.  In Florida, it is common for the peril of wind to be excluded from the fire policy, thus making is necessary to obtain a “wind-only” policy.

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